Get Mortgage Protection Insurance Today
Invest in mortgage protection life insurance that will pay off your mortgage if you die or return 100% of your premiums paid if the policy ends before you do. Contact us today for a quote!
You're here looking to protect your biggest investment. We help you get mortgage protection insurance.
Complete this form to compare final expense and burial insurance from $5,000 up to $40,000.
Complete this form to compare term insurance from $5,000 up to $65,000,000.
Complete this form to compare whole life insurance from $5,000 up to $65,000,000.
Complete this form to compare long-term care insurance plans and coverage.
Complete this form to compare universal indexed life insurance with return of premium.
Complete this form to compare disability insurance up to 75% of your income.
Complete this form to compare fixed indexed annuities that provide lifetime income.
5 Star Reviews
Get Insured Today!
Very helpful fully explaining the different disability insurance plans. What I have at my company is good, but limited to a certain amount. With my income being so high, the replacement income with that plan, wouldn't suffice.
Every Homeowner needs mortgage protection
Protect your home while having the peace of mind that your premium will be returned if your coverage ends before you die.
If you pass away, your mortgage loan will be paid off with Mortgage Protection Insurance
no mortgage
Less stress, less worry, and less debt on your family after you pass away.
fully covered
With mortgage protection insurance, you can cover the entire balance of your loan.
Tailored Coverage
We tailor a solution that works for you. Get the right amount and type of coverage.
Get Mortgage Protection Insurance coverage today!
Unlike traditional life insurance, which pays your beneficiary when you die, mortgage protection insurance is there to pay off your mortgage. It lines up exactly with your mortgage balance and there’s usually no life insurance medical exam required to buy a policy. If you’re denied term life insurance or whole life insurance for medical reasons, mortgage life insurance may be an option to financially protect your home.
Other Types Of Life Insurance Coverage
From final expense coverage to lifetime income benefits with monies that will outlive you, we can help. Check out our services below.
Final Expense
Final expense and burial insurance cover your final costs of burial when
read moreIndexed Annuities
Fixed Indexed Annuities can provide you with lifetime income that outlives you!
read moreTerm Insurance
Term insurance is very popular. Most people recognize these types of
read moreLong Term Care
Long Term care insurance is important coverage to have. According to
read moreDisability Insurance
Disability Insurance or "Income Continuation" is very crucial to have in the
read moreUniversal Indexed Life
This insurance has a cash value component in addition to a death
read more
General questions..
Here are some frequently asked questions that previous clients had about mortgage protection insurance, that you may also have. If you do not see your response here, please send us a message via our contact page or give us a call.
What is Mortgage Protection?
Mortgage protection insurance is coverage that will pay off some or all of your mortgage in the event you pass away. Unlike traditional insurance that you can elect to have your beneficiary as a loved one, this insurance gets paid directly to the mortgage company. One other major benefit is ROP (Return of premium). You get all of your premium back in the case that you outlive your policy term.
What if I can't pay?
If you are having trouble paying your monthly premium, please contact us. DO NOT CANCEL! We can adjust your premium and policy limit so that you never lapse in coverage. If you lapse in your coverage, you lose you previous investment and further more, lose your insurance coverage that will help as a conduit for income replacement. Always contact us first.
How Much can I qualify for?
This would depend on the answers to your application and the type of insurance you are looking for and qualify for. Some whole life like Final Expense or Burial Insurance plans go up to $40,000 for Final Expenses, while Whole Life and some Term policies can go up to $65,000,000. With whole life insurance, you can go up to the same amounts, however, the premiums will be higher than term insurance policies. With disability insurance, the benefit amount is typically equal to up to 65% of your employment earnings. on Mortgage protection, the standard is up to the amount of the remaining balance of the mortgage.
what if I need more?
If you ever feel like you need more whole life insurance, reach out to us. We may be able to get you qualified for more coverage. Just please understand, higher coverage also means higher cost premium. We always want to make sure that you can afford what you are applying for in coverage. We can also look at other insurance options outside of Mortgage Protection Insurance.
How Long does it take to apply?
The general application itself generally takes between 15-20 minutes, however, depending on the questions you may have, it can take longer.
How fast can i get it
Some policies that are "no-exam" required, can go active within 2-7 business days. When you pass away, the death benefit monies will be sent to your beneficiary on file.
Over 20 Top-Rated Carriers
