Fixed Indexed Annuities create lifetime income that outlives you!

Peace of Mind

Life-time income that outlives you during retirement, and some to leave behind.

Set for Life

The biggest fear retirees have is outliving their money during their retirement years.

Tailored Annuity

A tailored solution that works for you. An annuity that will provide life-time income.

Get your Fixed Indexed Annuity today!

Like a pension, Fixed Index Annuities offer lifetime income that will outlive you. There is nothing worse than not having enough money for your retirement years. With a fixed indexed annuity, you are guaranteed by the insurance company to never run out of money for retirement. You may also have enough left to leave cash behind for loved ones.

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Other Types Of Life Insurance Coverage

From final expense coverage to lifetime income benefits with monies that will outlive you, we can help. Check out our services below.

Final Expense

Final expense and burial insurance cover your final costs of burial

Fixed Indexed Annuities can provide you with lifetime income that outlives you!

Term insurance is very popular. Most people recognize these types of

Long Term care insurance is important coverage to have.

Disability Insurance or "Income Continuation" is very crucial to have

This insurance has a cash value component in addition to a death benefit.

Complete this form to compare final expense and burial insurance from $5,000 up to $40,000.

Complete this form to compare term insurance from $5,000 up to $65,000,000.

Complete this form to compare whole life insurance from $5,000 up to $65,000,000.

Complete this form to compare long-term care insurance plans and coverage.

Complete this form to compare universal indexed life insurance with return of premium.

Complete this form to compare disability insurance up to 75% of your income.

Complete this form to compare fixed indexed annuities that provide lifetime income.

5 Star Reviews

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Very helpful fully explaining the different disability insurance plans. What I have at my company is good, but limited to a certain amount. With my income being so high, the replacement income with that plan, wouldn't suffice.

John Clarke Sales Director

New Life was able to get me the insurance coverage I needed with my health issues. A lot of carriers wouldn't help me, but I got coverage with New Life!

Tim Stevenson Sales Director

Christopher and New Life were a great referral source for clients that I couldn't get through to underwriting. We only have a few carriers that don't deal with high risk health applicants.

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I would definitely recommend them; they got me insurance with one of their carriers with my diabetes situation. I'm very happy I now have coverage!

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I was able to get the perfect coverage that I was looking for. Being an independent contractor, I have to pay 100% of insurance premiums without the help of a company. So I needed something affordable.

Ricardo Martinez Real Estate Agent

General questions..

Here are some frequently asked questions that previous clients had about fixed indexed annuities, that you may also have. If you do not see your response here, please send us a message via our contact page or give us a call.

What is a Fixed Indexed Annuity?

A fixed index annuity is an insurance contract that provides you with income in retirement. They protect against loss and generally offer fixed rates of return based on the gains in a market index such as the S&P 500. You take advantage of all of the upside of the market, but not suffer the losses from the downside in the market. These should not be considered as investments, but rather tools that can create lifetime income during your retirement years.

What if I can't pay?

If you are having trouble paying your monthly premium, please contact us. DO NOT CANCEL! We can adjust your premium and policy limit so that you never lapse in coverage. If you lapse in your coverage, you lose you previous investment and further more, lose your contract. Always contact us first.

How Much can I qualify for?

This would depend on the amount of money you are willing to put into the annuity contract. There are SPIA contracts (Single Premium Indexed Annuities) where you make one deposit. There are also options where you assign an amount for the contract and make monthly or year deposits into the contract until that amount is reached. There is also a suitability factor involved. The insurance copay y law has to ensure that the annuity ad about is suitable based on current assets and affordability.

Can I withdraw?

Annuity withdrawals made before you reach age 59½ are typically subject to a 10% early withdrawal penalty tax. ... If you withdraw money early from a non-qualified annuity, typically only earnings and interest will be subject to the penalty.

How Long does it take to apply?

The general application itself generally takes between 30-45 minutes, however, depending on the questions you may have, it can take longer. Typically, with annuities, there are 2-3 conversations due to the size of investment and restrictions involved as far as being able to access your money in the accumulation years. You may be accessed a penalty for early withdrawls.

Are these for me?

Annuities are not for everyoe you eed to seek a professional licensed insurance advisor to go over your goals an finances first. This is ot the stock market or bitcoin. This is the money you need to esure will be there for your retirement.