Universal Indexed Life Insurance

Having life insurance with a cash benefit can be used to buy a house, travel, pay debts, start a business, and more. Contact us today for a quote!

You're here looking for an insurance solution. We work with you to make sure you've get the right coverage.

Get A Quote

Complete this form to compare final expense and burial insurance from $5,000 up to $40,000.

Complete this form to compare term insurance from $5,000 up to $65,000,000.

Complete this form to compare whole life insurance from $5,000 up to $65,000,000.

Complete this form to compare long-term care insurance plans and coverage.

Complete this form to compare universal indexed life insurance with return of premium.

Complete this form to compare disability insurance up to 75% of your income.

Complete this form to compare fixed indexed annuities that provide lifetime income.

5 Star Reviews

Get Insured Today!

Very helpful fully explaining the different disability insurance plans. What I have at my company is good, but limited to a certain amount. With my income being so high, the replacement income with that plan, wouldn't suffice.

John Clarke Sales Director

New Life was able to get me the insurance coverage I needed with my health issues. A lot of carriers wouldn't help me, but I got coverage with New Life!

Tim Stevenson Sales Director

Christopher and New Life were a great referral source for clients that I couldn't get through to underwriting. We only have a few carriers that don't deal with high risk health applicants.

Shannon Groves Captive Agent

I would definitely recommend them; they got me insurance with one of their carriers with my diabetes situation. I'm very happy I now have coverage!

Staci Gemonia Mortgage Broker

I was able to get the perfect coverage that I was looking for. Being an independent contractor, I have to pay 100% of insurance premiums without the help of a company. So I needed something affordable.

Ricardo Martinez Real Estate Agent

Do more with your insurance coverage

With a cash benefit account, you can use your life insurance as an investment, not just a death benefit.

Get Universal Life

The money in your cash value account can earn interest based on a stock market index, such as the S&P 500.

Go Further

You can use your life isurance NOW and maximize your opportunites.

Improve Lifestyle

With Universal Indexed Life Insurance, you can protect & invest for tomorrow.

Tailored Coverage

We tailor a solution that works for you. Get the right amount and type of coverage.

Get Universal Indexed Life Insurance coverage today!

You can take out loans against the cash value or leave it in the policy to grow. The cash account is tied to a market index like the S&P 500 or NASDAQ. Unlike investing directly in an index fund, however, you won't lose money when the market has a downturn. IUL policies provide an interesting retirement-planning vehicle with greater upside potential and tax advantages.

Get Universal Life Quote

Other Types Of Life Insurance Coverage

From final expense coverage to lifetime income benefits with monies that will outlive you, we can help. Check out our services below.

Final Expense

Final expense and burial insurance cover your final costs of burial when

Fixed Indexed Annuities can provide you with lifetime income that outlives you!

Term insurance is very popular. Most people recognize these types of

Long Term care insurance is important coverage to have. According to

Disability Insurance or "Income Continuation" is very crucial to have in the

This insurance has a cash value component in addition to a death

General questions..

Here are some frequently asked questions that previous clients had about universal indexed life insurance, that you may also have. If you do not see your response here, please send us a message via our contact page or give us a call.

What is Universal Indexed Life?

Universal Indexed Life Insurance is a form of Whole Life policy that has a cash component tied to it. The cash account is tied to a market index like the S&P 500 or NASDAQ. Unlike investing directly in an index fund, however, you won't lose money when the market has a downturn. IUL policies provide an interesting retirement-planning vehicle with greater upside potential and tax advantages.

What if I can't pay?

If you are having trouble paying your monthly premium, please contact us. DO NOT CANCEL! We can adjust your premium and policy limit so that you never lapse in coverage. If you lapse in your coverage, you lose you previous investment and further more, lose your insurance coverage that will help as a conduit for income replacement. Always contact us first.

How Much can I qualify for?

This would depend on the answers to your application and the type of insurance you are looking for and qualify for. Some whole life like Final Expense or Burial Insurance plans go up to $40,000 for Final Expenses, while Whole Life and some Term policies can go up to $65,000,000. With whole life insurance, you can go up to the same amounts, however, the premiums will be higher than term insurance policies. With disability insurance, the benefit amount is typically equal to up to 65% of your employment earnings.

what if I need more?

If you ever feel like you need more whole life insurance, reach out to us. We may be able to get you qualified for more coverage. Just please understand, higher coverage also means higher cost premium. We always want to make sure that you can afford what you are applying for in coverage.

How Long does it take to apply?

The general application itself generally takes between 15-20 minutes, however, depending on the questions you may have, it can take longer.

How fast can i get it

Some policies that are "no-exam" required, can go active within 2-7 business days. When you pass away, the death benefit monies will be sent to your beneficiary on file.